Our DSCR program is built to remove the hurdles of traditional bank financing. Whether you are buying a long-term rental or a vacation Airbnb, we focus on the asset’s performance.
Up to 85% LTV on Purchases: Keep more of your capital for your next deal with our maximum leverage options.
No Minimum FICO Options: We believe in the deal. We offer loan programs for investors with various credit profiles, including options with no minimum FICO score.
Flexible Qualification: Qualify using Long-Term Lease Income or AIRDNA projections for short-term rentals (Airbnb/VRBO).
No Income Verification: No DTI (Debt-to-Income) checks, no tax returns, and no employment verification required.
Most lenders shy away from short-term rentals—we embrace them. We use AIRDNA data to verify income potential, allowing you to qualify for higher loan amounts based on the true revenue potential of vacation markets rather than just traditional long-term rents.
Every loan submission at ATX Lending includes a Free ARV Analysis We don’t just fund your deal; we provide the market insights you need to ensure your rental is a high-performing asset from day one.
