Ground Up Construction Loans

At ATX Lending, we understand that in the fix-and-flip business, time is money. We don’t just provide capital; we provide the data-driven insights you need to ensure your investment is a winner.

Our construction programs are tailored to the specific needs of your project, covering both land acquisition and 100% of the vertical construction costs.

  • High Leverage: Up to 90% LTC (Loan to Cost) and 75% ARV.

  • Fast Draw Process: We know that delays on-site cost money. Our streamlined draw process ensures your contractors are paid and your project stays on schedule.

  • Interest-Only Payments: Only pay interest on the funds you’ve drawn, maximizing your cash flow during the construction phase.

  • Flexible Terms: 12 to 24-month loan terms to give you plenty of time to build and sell or refinance.

  • No Personal Income Verification: We focus on the value of the project and your experience as a builder.

Fast Capital for Your Next Fix & Flip Project

At ATX Lending, we understand that in the fix-and-flip business, time is money. We don’t just provide capital; we provide the data-driven insights you need to ensure your investment is a winner.

  • Up to 100% Financing: Maximize leverage on your Next Fix & Flip and keep cash on hand for other opportunities.

  • No-FICO Options: We prioritize the asset’s value and your project plan over your credit history.

  • Rapid Closing: Secure funding for your Next Fix & Flip in as little as 3 to 7 business days.

  • Flexible Terms: Tailored interest-only payments to keep your monthly carrying costs low during the rehab phase.

  • Nationwide Coverage: Expert funding available across 47 states to scale your business anywhere.

7.75%

Rates as low as

$100K to $3MM

Loans from

Up to 100%

Of purchase price

100%

Rehab cost

Why this works for your Business ?

At ATX Lending, we understand that in the fix-and-flip business, time is money. We don’t just provide capital; we provide the data-driven insights you need to ensure your investment is a winner.

  • Focuses on Speed: “Move at the speed of your business” and “rapid funding” are what flippers look for.

  • Highlights the ARV Analysis: It positions your free report as a tool for “investment success.”

  • Professional Tone: It builds trust while sounding like a specialized private lender.

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