Ground-up construction requires precision, timing, and a lending partner who understands the lifecycle of a build. At ATX Lending, we provide the capital needed to transform vacant land into high-value residential assets. Our programs are designed for experienced developers and builders who need high-leverage financing without the red tape of a traditional bank. To ensure your project is built on a solid financial foundation, we provide a Free ARV Analysis with every loan submission, helping you validate your exit strategy before you even break ground.
Our construction programs are tailored to the specific needs of your project, covering both land acquisition and 100% of the vertical construction costs.
High Leverage: Up to 90% LTC (Loan to Cost) and 75% ARV.
Fast Draw Process: We know that delays on-site cost money. Our streamlined draw process ensures your contractors are paid and your project stays on schedule.
Interest-Only Payments: Only pay interest on the funds you’ve drawn, maximizing your cash flow during the construction phase.
Flexible Terms: 12 to 24-month loan terms to give you plenty of time to build and sell or refinance.
No Personal Income Verification: We focus on the value of the project and your experience as a builder.
In the fast-paced world of real estate investing, the difference between a secured deal and a missed opportunity is the speed of your capital. ATX Lending empowers investors with rapid, flexible financing designed to cover both property acquisition and renovation costs. We streamline the lending process to move at the speed of your business, offering high-leverage options that allow you to scale your portfolio without the “red tape” of traditional banks. To ensure your project’s success, we go beyond just funding—every loan submission includes a Free ARV Analysis, giving you the data-driven insights needed to maximize your ROI and flip with confidence.
Ground-up construction requires precision, timing, and a lending partner who understands the lifecycle of a build. At ATX Lending, we provide the capital needed to transform vacant land into high-value residential assets. Our programs are designed for experienced developers and builders who need high-leverage financing without the red tape of a traditional bank. To ensure your project is built on a solid financial foundation, we provide a Free ARV Analysis with every loan submission, helping you validate your exit strategy before you even break ground.
